Debt Re-structuring
A number of business units that are technically and financially viable but are facing issues in timely debt repayment due to mismatch of cash flows. These projects may be at various stages of dispute like classified NPA, suit filed cases with DRT, or under SARFSI ACT etc and is painful for both the banks as well as the units for obvious reasons. This may have happened due to lack of proper advice, mostly due to financial ill-literacy on the part of the unit. It is a catch 22 situation where the unit cannot be easily financed by banks and the unit cannot move forward without realignment of the debt terms. The opportunity is to re-structure the debt in line with the cashflows of the company.
Your situation- You have cash flow issues and are finding it increasingly difficult to service your existing debt and would like to re-structure it.
- You have defaulted on interest/ principal repayments, have been classified as an NPA and are facing litigations.
- Your current cost of debt is high compared to other offers in the market and looking forward to re-negotiating the rates or moving to another institution.
- You are looking to select the most suitable form of finance from the financing options available.
- We review your business plan/cash flow and existing debt structure, negotiate with the banks and re-structure the debt in line with the revised plan.
- We offer assistance in preparation of Information Memorandum, financial models, Collaterals, negotiation and financial closure
- We approach the Institutions on your behalf, represent you in discussions, negotiate and ensure drawdown of funds.
